Scottish Housing Associations’ Pension Scheme (SHAPS)

The leading workplace pension scheme for people in the Scottish housing sector. More than 150 employers within the housing sector have chosen us to provide their pension for more than 10,000 employees.
With competitive costs, high levels of service and professionalism we are dedicated to providing workplace pensions for the Scottish housing sector. As a pension scheme provided by TPT Retirement Solutions, one of the leading workplace pension funds in the UK, we have security in strength and size.

TPT's combined strength and size enables us to achieve economies of scale, the benefits of which we pass onto our customers.

Employees who commit to a career in the social housing sector may move between participating employers without having to leave SHAPS, which can be a great incentive.

Saving for Retirement
To help you in retirement, your employer may have automatically enrolled you into a workplace pension scheme. Once enrolled, you, your employer, and the Government all contribute to your pension pot, which you can take when you retire. As a pension provider, we have helped enrol nearly 100,000 employees for more than 700 employers.

Remember, the amount you pay in is a key factor in determining the size of your pension pot at retirement.

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SHAPS DC Member Guide and FAQs

For more information about the SHAPS DC scheme and FAQs, download our Member Guide.

Announcement: Changes to costs and charges

TPT Retirement Solutions have recently made changes to the associated costs and charges for DC Schemes. If you would like to find out more about these changes, please download the full announcement.

Latest News

Investment Performance

Investment performance is carefully monitored by TPT.

Pensions Committee Minute Extracts

Extract of Committee meeting minutes for the previous 12 month period are available to download from the Resource Library. Previous meeting extracts are available upon request to

Employers – Thinking of Joining?

Looking for further information about the Scheme or want to join?

Important Information About TPT Retirement Solutions and FSCS

TPT wants to ensure that members who invest their money in our Defined Contribution Pension Schemes feel confident that their money is safe and secure.

Pension Projection Calculator

Simply fill in the required fields and the calculator will display the figures for your projection


Our range of workplace pension schemes and services are designed to meet the needs of employers.
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