Only ‘Eligible Jobholders’ are automatically enrolled into a Qualifying Workplace Pension Scheme.
An Eligible Jobholder is someone who is aged 22 to State Pension Age and earns more than £10,000 per year.
However, if you are a Non-Eligible Jobholder, you may still opt in to the workplace pension should you wish.
An ‘Entitled Worker’ can be enrolled but may not receive contributions from their employer.
Don’t want to be enrolled?
When you are automatically enrolled, your employer will give you notification of your one month opt out period.
If you opt out within one month, you will be treated as not having joined the pension scheme and any salary deductions will be refunded by your employer via payroll.
If you leave the Scheme later than one month after your enrolment, the payments already made may not be refunded and may remain in your pension pot.