Scottish Housing Associations’ Pension Scheme (SHAPS)

The leading workplace pension scheme for people in the Scottish housing sector. More than 150 employers within the housing sector have chosen us to provide their pension for more than 10,000 employees.
With competitive costs, high levels of service and professionalism we are dedicated to providing workplace pensions for the Scottish housing sector. As a pension scheme provided by TPT Retirement Solutions, one of the leading workplace pension funds in the UK, we have security in strength and size.

TPT's combined strength and size enables us to achieve economies of scale, the benefits of which we pass onto our customers.

Employees who commit to a career in the social housing sector may move between participating employers without having to leave SHAPS, which can be a great incentive.
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SHAPS DB Member Guide

For more information about the SHAPS DB scheme, download our Member Guide.

Latest News

An update on important documents that will be sent to you in October.
The Committee has received the latest Investment Report regarding the DB section assets for the period ending 30 September 2017.
Corporate accounting update including a proposed methodology from the Housing SORP Working Party.

Pensions Committee Minute Extracts

Extract of Committee meeting minutes for the previous 12 month period are available to download from the Resource Library. Previous meeting extracts are available upon request to

Employers – Thinking of Joining?

You can reap the benefits of a multi-employer scheme:

  • Administration costs shared between all participating employers - allowing you to benefit from a range of services at competitive cost.
  • Straightforward compliance with the accounting standards including a new online tool to help with FRS102.
  • An elected Pensions Committee which ensures that the scheme is managed and administered correctly.
  • Saves time and money, as an employer you are required to collect and pay monthly contributions and inform us of joiners, leavers and changes in employees' hours and earnings - we do the rest.

Investment Performance

The Pensions Committee monitors the Scheme's investment performance on behalf of the employers and members.

How do I Become a Member?

Looking for further information about the Scheme or want to join as an individual?

Read more about Membership Benefits

Pension Projection Calculator

Simply fill in the required fields and the calculator will display the figures for your projection


Our range of workplace pension schemes and services are designed to meet the needs of employers.
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