10 years before target retirement age
We recommend that members review their retirement investment choices at this stage, to make sure their retirement plans are on track.
12 months before selected retirement age
We will write to defined contribution members to remind them of the planned retirement date we have on our records, and ask that they review this and their pension arrangement.
6 months before selected date (or on request)
We will send members further information about the options available, and provide sources of advice or guidance.
4 months before selected retirement age (or on request)
We will ask members to begin the process that will lead to the payment of their benefits, in whichever way they choose, after receiving appropriate information, advice or guidance.
Find out more about retirement