How does being a Reduced Rate member affect my survivors’ pension? (SHPS and SHAPS)


  • Members
  • Payments

A Reduced Rate member is someone who paid lower pension contributions on the condition that by doing so, a survivor’s pension would not be paid.

For Reduced Rate members there will only be a statutory pension payable in relation to benefits accrued whilst being contracted out of the Additional State Second Pension before 6 April 2016. This is payable to your legal spouse only.