Defined Contribution members

We're here to help

TPT is one of the leading workplace pension funds in the UK. We serve 2,500 organisations and 448,000 members like you, so you can trust that your hard earned pension savings are in a safe pair of hands.

Wherever you are on your pension savings journey, we're here to help. Simply select from one of the options below for more information, tools and guidance to help you make the most of your pension.

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    New joiners... Start your pension journey with TPT

    If you’re just starting your retirement savings journey with us and want to find out more about who we are and how your new pension works, start here.

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    Save... Make sure your pension plans match your future ambitions

    The more you pay in to your pension, the more you’ll have to enjoy when it's time to retire. Find out more about how much you might need to save for the future lifestyle you want to live, and how to go about achieving this.

  • Grow... How to build your pension savings pot

    Once you've chosen how much to pay in, making the most of your money is all about keeping an eye on progress and making changes when you need to. Saving for as long as you can gives your money time to grow.

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    Plan... Thinking about retirement

    As you approach retirement it’s a good time to start thinking about your goals for your future. What you would like your life to look once you stop or cut down your working hours and how will you achieve this?

  • Spend... Taking your pension

    When it comes to taking your pension pot, there's choices and decisions you'll need to make. Find out what options you need to think about when it comes to tax and the State Pension.

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Your online account

Your TPT pension comes with access to an online account where you can check the value of your pension at any time, update your personal details, change the amount you're paying in, estimate your future retirement income and more.

If you've recently enrolled in the scheme by your employer, you'll receive an activation link by email (or by letter if you've not provided us with an email address) containing instructions on how to get started. Please note that a few employers don’t permit online access.

We usually receive your first pension contribution within eight weeks of your enrolment. If you ever forget your password, please go to the login screen ( click ‘unable to login’, and we'll send you an email to reset it.

Contributing to your pension

A percentage of your salary is paid into your TPT pension each month – usually a minimum of 5%. Your employer has to contribute a minimum of 3% to your pension too.

It's worth checking with your employer to see if they offer what's called ‘contribution matching’. This is where, if you pay more than the minimum contribution amount, they’ll pay more too. Sign in to your Retirement Savings Account to view or change your contributions. 

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  • Your member guide

    Your member guide contains lots of useful information about your new TPT pension. Find it under the ‘scheme information’ section on our DC member hub.

  • Keeping in touch

    We use email to keep in touch about your pension, so it’s important we have your up-to-date email address – ideally your personal email in case you leave your current employer. You can update your email address in your online account.

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    Fund factsheets

    View our range of fund factsheets that provide a number of key details for the fund you are invested into with TPT.

    You can choose where your savings pot is invested. It is good practice to regularly review your investment choices, even if you don’t make any changes. Most members are invested in the 'Target Date Fund'.

Interested in combining your pensions?

Now your pension is all set up, you might want to consider transferring your other pension savings to TPT so they’re all in one place. 

You can find out more about the pros and cons of combining pensions, as well as what to do if you'd like to transfer another pension to TPT.

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Saving plans on track?

How much money will you need to enjoy the type of lifestyle you want to live when you retire? Whether retirement is just around the corner or half a lifetime away, it’s worth thinking about what you’ll want your life to look like when you’re older – and if you’ll have enough money to make it happen.

Try our video quiz or use our handy pensions saving tool to work out if you're on track and see how to make any changes that could boost your retirement income.

Webinars: Boost your pensions knowledge

Wherever you are on your retirement journey, our live webinars could help boost your pension knowledge and answer your questions. Why not book on to a session today?

Please note that our webinars are only available for TPT members.

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Crack the code with our Jargon Buster

There’s no getting around the fact pensions, and the language used to describe them, can be complicated. If you don’t know your ‘Annuity’ from your ‘Drawdown', don’t worry – you’re not alone!

Take a look at our 'jargon buster' to make sense of the lingo and see what it all means.

There’s lots to think about...

While you’re saving for retirement, you’ll need to decide what kind of later lifestyle you’re hoping for and work out if you’re saving enough money to achieve it.

When you’re ready to start taking your pension savings, you’ll need to be sure that you understand the different options that are available.

It might be worth considering getting financial guidance or financial advice.

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DC members
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years of experience managing pension schemes

Can't find the answer?

If you currently pay into a DC pension scheme with us, or have done in the past, you can use our Contact TPT service to get in touch.

  • Get in touch

    Tell us about yourself or the member concerned if you’re acting on someone else’s behalf, request a call back or ask us a question. 

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